Christian Higher Education Since 1892

Graduate - Graduate Loans

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Federal Direct Student Loan

  • Deferred while the student is in school.
  • Origination fee is 1.072% of the principal loan amount.
  • Fixed interest rate of 6.21% for Graduate Unsubsidized loans disbursed after July 1, 2014. 
  • A six-month grace period begins when the student graduates or drops below half-time status. 
  • Repayment of principal & interest begins at the end of the six-month grace period.
  • Complete your Entrance Counseling and Master Promissory Note at: www.studentloans.gov

Alternative Loans

  • Credit-based student loan taken out through a Bank or Lending Institution (non-federal).
  • A credit worthy cosigner is required for a dependent student. For independent students, a cosigner may be required depending on the student's credit rating.
  • Interest rates are variable and depend on the borrower's or cosigner's credit.
  • Repayment of the principal balance is deferred until the student graduates or drops below half-time. Some lenders will offer a six-month grace period.
  • List of available Alternative Loans.